One application. 1,000+ lenders competing for your deal. Permanent, bridge, construction, and SBA loans from $1M to $100M+.
Going directly to a bank means you get one set of terms from one lender. Working with Commercial Lending Solutions, your deal is presented to the right lenders from our network of over 1,000 capital sources, banks, credit unions, life insurance companies, CMBS conduits, debt funds, and private lenders, creating competition for your business.
The result: better rates, higher leverage, more flexible terms, and a dedicated broker managing your deal from application through funding. And you pay nothing unless your loan closes.
Long-term fixed and adjustable-rate financing for stabilized commercial properties. Agency, CMBS, bank, life company, and credit union execution.
Short-term financing for acquisitions, value-add, and transitional properties. Close in as little as 2-4 weeks.
Ground-up construction and heavy renovation financing. Interest-only during build period with permanent takeout options.
Government-backed loans for owner-occupied commercial properties. As little as 10% down with below-market fixed rates.
Subordinate financing to reduce borrower equity requirements. Fill the gap between senior debt and your equity contribution.
Non-recourse conduit financing for larger commercial properties. Competitive fixed rates with higher leverage than bank loans.
Fill out the form or call us with your property details, loan amount, and timeline. We respond within 24 hours.
We present your deal to the right lenders and collect competing term sheets. You review and select the best option.
We manage the full process, underwriting, appraisal, legal, title, and coordinate everything through funding.
Based in Los Angeles, we arrange commercial loans nationwide. Our most active markets include:
Fill out the form below. We respond within 24 hours.
Every deal has a story. Here are some recent transactions similar to what you may be looking for.
Representative Example: An $8,000,000 permanent commercial mortgage at a 6.75% fixed rate with a 10-year term and 30-year amortization would have an estimated monthly principal and interest payment of approximately $51,900. Total amount repayable over the 10-year term: approximately $6,228,000 (balloon balance due at maturity). This example is for illustrative purposes only; your actual rate, payment, and terms may differ.
Rate Range: Commercial mortgage rates currently range from approximately 5.85% to 7.50%, depending on loan type, property type, leverage, borrower qualifications, and market conditions at the time of funding.
Fees: Origination fees typically range from 0.5% to 2.0% of the loan amount. Additional costs may include appraisal ($3,000-$10,000), legal fees ($5,000-$15,000), title insurance, environmental reports, and third-party inspections. All fees will be disclosed in writing before loan commitment.
Loan Terms: Commercial mortgage terms range from 5 to 30 years with 25-30 year amortization schedules. Maximum loan-to-value (LTV) up to 75% for most programs. Loans may be recourse or non-recourse depending on the program and lender. Prepayment penalties may apply.
Risks: Commercial real estate loans carry inherent risks including but not limited to: property value decline, interest rate changes, inability to refinance at maturity, tenant vacancy, and potential loss of invested equity or the property itself. Borrowers should consult with qualified financial, legal, and tax advisors before committing to any loan.
Broker Disclosure: Commercial Lending Solutions (Commercial Lending Solutions) is a commercial mortgage brokerage, California DRE License #02244836. Commercial Lending Solutions does not make loans directly. All loans are originated and funded by third-party lenders. Commercial Lending Solutions receives compensation from the borrower, the lender, or both upon successful loan closing. Commercial Lending Solutions is not affiliated with or endorsed by any specific lender.
Get a commercial loan quote in 24 hours. Call us at 310.758.4042 or fill out the form above.