Commercial Mortgage Loans in Atlanta
Atlanta commercial mortgage broker. Southeastern industrial hub, Fortune 500 office, film and media, and multifamily financing from $1M to $100M+.
Atlanta Commercial Real Estate Financing
Atlanta is the largest commercial real estate market in the Southeast and one of the most active in the country, anchored by Hartsfield-Jackson International Airport (the world's busiest), a deep Fortune 500 corporate base (Coca-Cola, Delta Air Lines, Home Depot, UPS), and the Southeast's dominant industrial distribution hub. The metro has become the third-largest film production market in the country, adding specialty real estate demand to already strong office and industrial fundamentals.
Commercial Lending Solutions brings institutional-level financing to the Atlanta market through a network of over 1,000 capital sources. Whether you are acquiring a multifamily property in Buckhead, building an industrial distribution center near Hartsfield-Jackson, or refinancing creative office in West Midtown, we create competition among lenders for your deal and deliver better rates, higher leverage, and more flexible terms.
Atlanta Market Highlights
- Fortune 500 anchor: Home to Coca-Cola, Delta Air Lines, Home Depot, UPS, and multiple other F500 headquarters, supporting premium Class A office demand
- Southeastern logistics hub: One of the country's top industrial distribution markets, anchored by Hartsfield-Jackson International Airport and the I-75/I-85 corridor
- Film and media capital: Atlanta has become the third-largest film production market in the country, driving specialty studio, soundstage, and mixed-use demand
- Population growth: Metro population exceeds 6.3 million with sustained in-migration from the Northeast and Midwest, supporting multifamily and retail fundamentals
- Lower cost advantage: Business-friendly regulatory environment and lower real estate costs than coastal markets continue to attract corporate relocations
Key Atlanta Submarkets We Finance
- Buckhead, Class A office, luxury multifamily, retail
- Midtown, Class A office, creative office, mixed-use
- Downtown Atlanta, hospitality, Class B office, mixed-use
- West Midtown / Westside, creative office, multifamily, experiential retail
- Alpharetta / Roswell, suburban office, multifamily, retail
- Sandy Springs / Dunwoody / Central Perimeter, corporate office, multifamily
- South Atlanta / Hartsfield logistics corridor, industrial, warehouse, distribution
- Cobb County / Marietta / The Battery, mixed-use, multifamily, office
Loan Programs
Permanent Loans
5.50%, 7.50% | 5-30 yr termsLong-term fixed and adjustable-rate financing for stabilized Atlanta properties. Agency, CMBS, bank, life company, and credit union execution.
Bridge Loans
8.00%, 11.00% | 12-36 monthsShort-term financing for Atlanta acquisitions, value-add multifamily, and lease-up properties. Close in as little as 2-4 weeks.
Construction Loans
7.00%, 10.00% | 12-36 monthsGround-up construction for multifamily, industrial, and mixed-use projects across the Metroplex.
SBA 504 / 7(a)
5.75%, 6.75% | 25 yr termsOwner-occupied commercial properties in Atlanta. As little as 10% down with below-market fixed rates for qualifying businesses.
Mezzanine / Pref Equity
10%, 15% | Custom termsSubordinate financing to reduce equity requirements on larger Atlanta transactions. Bridge the gap between senior debt and your equity.
CMBS Loans
5.75%, 7.25% | 5-10 yr termsNon-recourse conduit financing for larger Atlanta commercial properties. Competitive fixed rates with higher leverage.
Property Types We Finance in Atlanta
How It Works
Tell Us About Your Atlanta Deal
Fill out the form or call us with your property details, loan amount, and timeline. We respond within 24 hours.
We Shop Your Deal
We present your deal to lenders active in the Atlanta market and collect competing term sheets. You review and select the best option.
We Close Your Loan
We manage the full process, underwriting, appraisal, legal, title, and coordinate everything through funding.
The Commercial Lending Solutions Advantage
- Access to 1,000+ lenders, banks, credit unions, life companies, CMBS, debt funds, and private lenders
- Active lender relationships in the Atlanta and across Georgia
- One application, multiple competing term sheets
- No upfront fees, we only get paid when your loan closes
- Institutional-level execution with personal, one-on-one service
- Deep expertise across all major commercial property types and loan programs
- Over $1 billion in commercial loans closed nationwide
Get Your Atlanta Commercial Loan Quote
Fill out the form below. We respond within 24 hours.
Atlanta Commercial Loan Questions
Important Loan Disclosures
Representative Example: An $8,000,000 permanent commercial mortgage at a 6.75% fixed rate with a 10-year term and 30-year amortization would have an estimated monthly principal and interest payment of approximately $51,900. Total amount repayable over the 10-year term: approximately $6,228,000 (balloon balance due at maturity). This example is for illustrative purposes only; your actual rate, payment, and terms may differ.
Rate Range: Commercial mortgage rates currently range from approximately 5.85% to 7.50%, depending on loan type, property type, leverage, borrower qualifications, and market conditions at the time of funding.
Fees: Origination fees typically range from 0.5% to 2.0% of the loan amount. Additional costs may include appraisal ($3,000-$10,000), legal fees ($5,000-$15,000), title insurance, environmental reports, and third-party inspections. All fees will be disclosed in writing before loan commitment.
Loan Terms: Commercial mortgage terms range from 5 to 30 years with 25-30 year amortization schedules. Maximum loan-to-value (LTV) up to 75% for most programs. Loans may be recourse or non-recourse depending on the program and lender. Prepayment penalties may apply.
Risks: Commercial real estate loans carry inherent risks including but not limited to: property value decline, interest rate changes, inability to refinance at maturity, tenant vacancy, and potential loss of invested equity or the property itself. Borrowers should consult with qualified financial, legal, and tax advisors before committing to any loan.
Broker Disclosure: Commercial Lending Solutions (Commercial Lending Solutions) is a commercial mortgage brokerage, California DRE License #02244836. Commercial Lending Solutions does not make loans directly. All loans are originated and funded by third-party lenders. Commercial Lending Solutions receives compensation from the borrower, the lender, or both upon successful loan closing. Commercial Lending Solutions is not affiliated with or endorsed by any specific lender.
Let's Finance Your Atlanta Deal
Get a commercial loan quote in 24 hours. Call us at 310.708.0690 or fill out the form above.