$25 Million Commercial Loans

A $25 million commercial mortgage is a capital markets execution. At this level, the negotiating leverage shifts in your favor — multiple institutional lenders will compete for the deal. Life companies offer their tightest spreads, CMBS conduits provide maximum leverage, and agency lenders deliver the best multifamily terms. The key is running a competitive process across all capital sources simultaneously.

4.85% – 6.75%
Rate Range
55% – 70%
Typical LTV
7 – 15 years
Loan Terms
5
Deals Closed

Current $25 Million Loan Terms

Terms vary by property type, location, and borrower strength. Below are typical ranges for $25 million commercial mortgages in today’s market.

Interest Rate4.85% – 6.75%Varies by loan type and property
Loan-to-Value55% – 70%Higher LTV available with SBA/agency
Loan Term7 – 15 yearsAmortization up to 30 years
Best Lender TypesLife insurance companies, CMBS, agency (Fannie Mae/Freddie Mac), national banks, pension funds

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$25 Million Deals We’ve Closed

We’ve closed 5 transactions in this range across multiple property types and markets. Here are some recent examples:

Permanent
$27.5M
Specialty Entertainment
Fort Myers, FL
Specialty entertainment venue financing with long-term lease structure.
Permanent
$27.5M
Heavy Industrial
Vernon, CA
Heavy manufacturing campus refinancing in LA County's premier industrial district.
Permanent
$26.8M
Industrial & Medical Office
Tustin, CA
Portfolio financing spanning industrial and medical office assets in Orange County.
Permanent
$26.3M
Multifamily Apartments
Jacksonville, FL
Permanent financing for a stabilized multifamily community in Florida.
Permanent
$23.6M
Single Tenant Net Lease
Kansas City, MO
Net lease portfolio with investment-grade credit tenancy.

Property Types at $25 Million

Our $25 million loan experience spans every major commercial property type:

  • Industrial — 2 deals, $54.3M total
  • Multifamily — 1 deal, $26.3M total
  • Net Lease — 1 deal, $23.6M total
  • Specialty — 1 deal, $27.5M total

Every property type has different lender preferences and underwriting criteria at the $25 million level. We know which lenders are most aggressive for each product type and market — that’s the advantage of working with a broker who accesses the entire capital market.

Why Use a Broker for a $25 Million Loan?

At the $25 million level, the difference between working with one bank and running a competitive process across the capital markets can mean hundreds of thousands of dollars in savings over the life of the loan.

  • Access: We maintain relationships with 1,000+ lenders — banks, life companies, CMBS, agency, and debt funds. Your deal goes to the 3–5 best-fit lenders simultaneously.
  • Pricing: Competition among lenders drives rates 25–75 basis points below what you’d get walking into a single bank.
  • Structure: We negotiate non-recourse, interest-only periods, flexible prepayment, and other terms that protect your equity.
  • Speed: We know which lenders can close on your timeline and which will drag. That saves you weeks and keeps your deal on track.
  • No cost to you up front: We’re compensated at closing. If we don’t close your loan, you don’t pay.

Ready to Finance Your $25 Million Deal?

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Or call directly: 310.708.0690