$20 Million Commercial Loans

Current $20 Million Loan Terms

Terms vary by property type, location, and borrower strength. Below are typical ranges for $20 million commercial mortgages in today’s market.

$20 Million Deals We’ve Closed

We’ve closed 8 transactions in this range across multiple property types and markets. Here are some recent examples:

Property Types at $20 Million

Our $20 million loan experience spans every major commercial property type:

• Industrial — 3 deals, $55.0M total
• Multifamily — 1 deal, $18M total
• Net Lease — 3 deals, $60.7M total
• Office — 1 deal, $19.5M total

Every property type has different lender preferences and underwriting criteria at the $20 million level. We know which lenders are most aggressive for each product type and market — that’s the advantage of working with a broker who accesses the entire capital market.

Why Use a Broker for a $20 Million Loan?

At the $20 million level, the difference between working with one bank and running a competitive process across the capital markets can mean hundreds of thousands of dollars in savings over the life of the loan.

• Access: We maintain relationships with 1,000+ lenders — banks, life companies, CMBS, agency, and debt funds. Your deal goes to the 3–5 best-fit lenders simultaneously.
• Pricing: Competition among lenders drives rates 25–75 basis points below what you’d get walking into a single bank.
• Structure: We negotiate non-recourse, interest-only periods, flexible prepayment, and other terms that protect your equity.
• Speed: We know which lenders can close on your timeline and which will drag. That saves you weeks and keeps your deal on track.
• No cost to you up front: We’re compensated at closing. If we don’t close your loan, you don’t pay.