$15 Million Commercial Loans
A $15 million commercial loan puts you squarely in institutional territory. Life insurance companies offer their most competitive rates and longest terms at this level. Non-recourse financing is standard, and fixed-rate terms up to 15 years become available. This deal size attracts serious competition among lenders.
Current $15 Million Loan Terms
Terms vary by property type, location, and borrower strength. Below are typical ranges for $15 million commercial mortgages in today’s market.
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Start Application →$15 Million Deals We’ve Closed
We’ve closed 17 transactions in this range across multiple property types and markets. Here are some recent examples:
Property Types at $15 Million
Our $15 million loan experience spans every major commercial property type:
- Industrial — 5 deals, $85.7M total
- Mixed Use — 1 deal, $12.5M total
- Multifamily — 4 deals, $61.8M total
- Net Lease — 3 deals, $52.5M total
- Office — 1 deal, $19.5M total
- Other — 1 deal, $14M total
- Retail — 2 deals, $28.6M total
Every property type has different lender preferences and underwriting criteria at the $15 million level. We know which lenders are most aggressive for each product type and market — that’s the advantage of working with a broker who accesses the entire capital market.
Why Use a Broker for a $15 Million Loan?
At the $15 million level, the difference between working with one bank and running a competitive process across the capital markets can mean hundreds of thousands of dollars in savings over the life of the loan.
- Access: We maintain relationships with 1,000+ lenders — banks, life companies, CMBS, agency, and debt funds. Your deal goes to the 3–5 best-fit lenders simultaneously.
- Pricing: Competition among lenders drives rates 25–75 basis points below what you’d get walking into a single bank.
- Structure: We negotiate non-recourse, interest-only periods, flexible prepayment, and other terms that protect your equity.
- Speed: We know which lenders can close on your timeline and which will drag. That saves you weeks and keeps your deal on track.
- No cost to you up front: We’re compensated at closing. If we don’t close your loan, you don’t pay.
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