$15 Million Commercial Loans

A $15 million commercial loan puts you squarely in institutional territory. Life insurance companies offer their most competitive rates and longest terms at this level. Non-recourse financing is standard, and fixed-rate terms up to 15 years become available. This deal size attracts serious competition among lenders.

5.25% – 7.25%
Rate Range
60% – 75%
Typical LTV
5 – 15 years
Loan Terms
17
Deals Closed

Current $15 Million Loan Terms

Terms vary by property type, location, and borrower strength. Below are typical ranges for $15 million commercial mortgages in today’s market.

Interest Rate5.25% – 7.25%Varies by loan type and property
Loan-to-Value60% – 75%Higher LTV available with SBA/agency
Loan Term5 – 15 yearsAmortization up to 30 years
Best Lender TypesLife insurance companies, CMBS conduits, agency lenders (Fannie/Freddie), national banks

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$15 Million Deals We’ve Closed

We’ve closed 17 transactions in this range across multiple property types and markets. Here are some recent examples:

Permanent
$19.5M
Office
Los Angeles, CA
Class A office building refinancing with strong institutional tenancy.
Permanent
$19.1M
Net Lease Pharmacies
Sylvania, OH
Multi-property pharmacy portfolio with national credit tenants.
Construction
$18.8M
250,000 SF Industrial
Sacramento, CA
Ground-up 250,000 SF industrial warehouse.
Permanent
$18.2M
Industrial Data Center
San Diego, CA
Specialized data center financing in San Diego's technology corridor.
Permanent
$18M
Net Lease Portfolio
Torrance, CA
Mixed net lease portfolio spanning industrial and retail assets.
Permanent
$18M
Industrial Manufacturing
Chicago, IL
Manufacturing facility refinancing with specialized production infrastructure.
Construction
$18M
55-Unit Multifamily
Orange County, CA
55-unit multifamily ground-up construction.
Permanent
$16.2M
Industrial
Vista, CA
Industrial asset refinancing in North San Diego County.

Property Types at $15 Million

Our $15 million loan experience spans every major commercial property type:

  • Industrial — 5 deals, $85.7M total
  • Mixed Use — 1 deal, $12.5M total
  • Multifamily — 4 deals, $61.8M total
  • Net Lease — 3 deals, $52.5M total
  • Office — 1 deal, $19.5M total
  • Other — 1 deal, $14M total
  • Retail — 2 deals, $28.6M total

Every property type has different lender preferences and underwriting criteria at the $15 million level. We know which lenders are most aggressive for each product type and market — that’s the advantage of working with a broker who accesses the entire capital market.

Why Use a Broker for a $15 Million Loan?

At the $15 million level, the difference between working with one bank and running a competitive process across the capital markets can mean hundreds of thousands of dollars in savings over the life of the loan.

  • Access: We maintain relationships with 1,000+ lenders — banks, life companies, CMBS, agency, and debt funds. Your deal goes to the 3–5 best-fit lenders simultaneously.
  • Pricing: Competition among lenders drives rates 25–75 basis points below what you’d get walking into a single bank.
  • Structure: We negotiate non-recourse, interest-only periods, flexible prepayment, and other terms that protect your equity.
  • Speed: We know which lenders can close on your timeline and which will drag. That saves you weeks and keeps your deal on track.
  • No cost to you up front: We’re compensated at closing. If we don’t close your loan, you don’t pay.

Ready to Finance Your $15 Million Deal?

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Or call directly: 310.708.0690