Debt & Equity Financing
There’s a better way to finance your property than going from
bank to bank.
We can match you to the capital source likely to offer
the most favorable terms.
Bank Loans
Banks have long been a staple of the commercial mortgage market. They are competitive for many cash-flowing loan scenarios as well as for construction for strong borrowers.
Loan Amount:
$500,000 to $75 Million+
Typical Term:
5, 7, or 10 years
Interest Rates:
5.54% – 8.25%
Non-Recourse:
Available
Credit Union Loans
Credit Unions don’t get the same star treatment as their Bank counterparts, but are often a very strong option for local commercial real estate, if not for larger institutional projects.
Loan Amount:
$250,000 to $10 Million+
Typical Term:
5, 7, or 10 years
Interest Rates:
5.54% – 8.25%
Non-Recourse:
No
Agency Multifamily Loan
Fannie Mae is a government-sponsored entity that supplies Multifamily loans through its various lending programs. One of the most popular is their Small Loans program for loans up to $5 Million.
Loan Amount:
$750,000 to $100 Million+
Typical Term:
Interest Rates:
Non-Recourse:
Yes
CMBS
CMBS lending is typically a fit for loans $3 Million or greater, on stabilized office, industrial, retail, hospitality, or multi-family assets. Maybe not the most fun, but very attractive numbers.
Loan Amount:
Typical Term:
Interest Rates:
6.79% – 13.04%
Non-Recourse:
Available
Debt Fund CRE Loans
There are more private lenders available for commercial real estate than at any other point before in history, and they bring a much more quick, flexible option to the market.
Loan Amount:
$1 Million – $100 Million+
Typical Term:
Interest Rates:
Non-Recourse:
Available
Life Insurance CRE Loans
Life Insurance Co loans are coveted for their long-term, low fixed rates. These lenders prioritize very stable property loans from extremely experienced, reliable borrowers.
Loan Amount:
Typical Term:
5 – 25 years
Interest Rates:
5.54% – 8.25%
Non-Recourse:
No
SBA Real Estate Loans
The US Small Business Administration (“SBA”) provides partial guarantees for loans to qualified businesses to develop, purchase, or refinance real property for operations. The SBA 504 program (only for real estate) and the SBA 7(a) program (can be backed real estate and other collateral are both popular with small business borrowers due to the high maximum leverage (90% LTC).
Loan Amount:
$250,000 – $14 Million
Typical Term:
Interest Rates:
Non-Recourse:
No
Private Equity
Real Estate Private Equity is a type of investment made from a private, non-publicly traded entity (or entities) that allows investors to pool their money together invest equity directly into real estate assets and projects.
Check Size: